Want to hear MY ... of ... fraud? I'll tell you anyway. ... fraud is when an HMO sells you a policy at an ... rate and then finds all manner of ways to ... your pur Want to hear MY definitions of "insurance fraud? I'll tell you anyway. Insurance fraud is when an HMO sells you a policy at an exorbitant rate and then finds all manner of ways to frustrate your pursuit of benefits. Insurance fraud is when an HMO impedes access to procedures and specialists by requiring further "review" or "investigation. Insurance fraud is when an HMO denies coverage for pre-existing conditions. Insurance fraud is when, to demolish any chance one might have of effectively communicating requests or complaints, an HMO deliberately hires morons to staff its customer service department. Finally, insurance fraud is when an HMO not only plays these games but also joins with other HMOs to mount lobbying and advertising campaigns against the development of alternative health insurance systems. A subversive I may be, but I've never been of the militant variety. When the SDS was blowing up banks in the early '70s, I was expressing my displeasure with the establishment by intentionally omitting zip codesTHAT'LL jam their gears! And, however grudgingly, Ive come over time to accept capitalism as a permanent reality. A given. But this managed care business, which is to say, capitalism of a blatantly predatory stripe, is making me ponder actions way off my normal spectrum. Im finding it increasingly difficult, that is, to sit still for a category of capitalism in which people demonstrably unqualified to participate in a free market systemwho get much too giddy when they use it routinely commit what amount to acts of violence against their customers. (Jesus. Messing as they do with other people's very lives, you have to wonder how these HMO creeps were brought up, what kind of parents they had.) Of course, much as I'd like to respond with actual violence I could never dispatch each and every HMO administrator to his local ICU all by myself. I'd need help, and on a broad scale. But the prospect of getting such help is dim. The vast majority of us, after all, are reluctant to so much as question, let alone rise against, even the ugliest manifestations of a broader system that promises every American a piece of the serious actionand this despite how false that promise is for all but a relatively few, or how destructive may be the indignities our belief in it obliges us to suffer. Most of us remain willfully stupid in this regard (which in another context is one of the reasons the Enron dirt bags who truncated their employees' futures are still alive). Indeed, even most of the 45 million Americans who go without insurance because they can't afford the premiums oppose the alternative of not-for-profit system. It apparently hasn't occurred to them that there'd be no significant risk to capitalism in this solution. We've already got "socialized" institutions in this countrypolice and fire departments, for examplethat hardly infringe on our freedom to take advantage of one another. A few more would still leave us with plenty of opportunities to ripoff our fellow man. (And speaking of a not-for-profit health care system, does anyone seriously think that dealing with a government bureaucracy would somehow be more brutal than dealing with Aetna, Prudential or Oxford?) So whats left to do when revolt is no more in the offing than government intervention is? Unfortunately, beyond fantasizing that our growing population of serial killers (folks whove made it clear that accumulating money isnt their first priority) will develop a sense of civic responsibility to go with their skills and proclivity, I havent come up with much. Certainly nothing that would yield more than the smallest of rewards at the price of considerable personal sacrifice. Im speaking of getting sick a lot; using, you know, the hell out of my policy. By constantly contracting illnesses that require frequent doctor visits, extended hospitalization and enormous quantities of pharmaceuticals, Id have the satisfaction of at least putting a dent in an HMO's profits. Yeah, I know, but I like the pharmaceuticals part and it WOULD be a step up from omitting zip codes. Source: Free Articles from ArticlesFactory.com .
Top blog stories
A review of Idmobile.com
Idmobile.com offers both pay-as-you-go and contract plans. Pay-as-you-go plans are ideal for customers who don't want to be tied down to a long-term contract, and they can purchase bundles of data, minutes, and texts as and when they need them.
Idmobile.com offers both pay-as-you-go and contract plans. Pay-as-you-go plans are ideal for customers who don't want to be tied down to a long-term contract, and they can purchase bundles of data, minutes, and texts as and when they need them.
AO.co is a trusted expert in TVs, washing machines, clothes dryers and other household appliances. AO.com is one of the largest retailers in the UK and it specializes in electronics, clothes and home furniture.
At Three, we believe phones are good. They just make life better. Easier. And more fun. But
we all need to find a balance that works for us. Our mission is to help our customers use
their phones to live their best lives.
We make your life easier
Since 1992, we’ve been helping customers get the best deal on their dream phone. We firmly believe in giving you the highest quality, for the lowest price. That’s why we work with three of the UK’s leading networks to do all the haggling for you,...
At Halfords, we're all about the journey. With more than 700 stores with over 10,000 colleagues, we're the UK's leading retailer of automotive and cycling products. We are also the leading operator in MOT, tyres, car servicing and car repairs - pleasing more than 750,000 customers every year.
It's important to us that everyone gets great customer service and can enjoy our products, no matter their level of sight. So, if you're blind, partially sighted or struggle to see or read the screen, we’ve a range of features to help you get the most from our products and...
Look iconic, without the hassle— using Nasty Gal discount codes, you can shop your favorite pieces for way less by simply entering one of our promotional codes (of your choice) at the checkout. From delivery offers, to promo deals, we keep ‘em coming, so you always have the offer you...
The Covid-19 has caused the school and universities to shut down around the world creating a major issue in Learning and Education. As this virus spreads through the interaction and if social distanci... The Covid-19 has caused the school and universities to shut down around the world creating a major...
Why its Important to Manage Your Holiday Calendars?
A printable calendar 2021 is a prominent online platform where you download printable calendars of your choice. These calendars can be customized as per our client requirement with photo, text, logo, or any other image. If you are thinking of planning a dream vacation tour with family and kids but...
Idmobile.com offers both pay-as-you-go and contract plans. Pay-as-you-go plans are ideal for customers who don't want to be tied down to a long-term contract, and they can purchase bundles of data, minutes, and texts as and when they need them.
Idmobile.com offers both pay-as-you-go and contract plans. Pay-as-you-go plans are ideal for customers who don't want to be tied down to a long-term contract, and they can purchase bundles of data, minutes, and texts as and when they need them.
AO.co is a trusted expert in TVs, washing machines, clothes dryers and other household appliances. AO.com is one of the largest retailers in the UK and it specializes in electronics, clothes and home furniture.
At Three, we believe phones are good. They just make life better. Easier. And more fun. But
we all need to find a balance that works for us. Our mission is to help our customers use
their phones to live their best lives.
We make your life easier
Since 1992, we’ve been helping customers get the best deal on their dream phone. We firmly believe in giving you the highest quality, for the lowest price. That’s why we work with three of the UK’s leading networks to do all the haggling for you,...
At Halfords, we're all about the journey. With more than 700 stores with over 10,000 colleagues, we're the UK's leading retailer of automotive and cycling products. We are also the leading operator in MOT, tyres, car servicing and car repairs - pleasing more than 750,000 customers every year.
It's important to us that everyone gets great customer service and can enjoy our products, no matter their level of sight. So, if you're blind, partially sighted or struggle to see or read the screen, we’ve a range of features to help you get the most from our products and...
Look iconic, without the hassle— using Nasty Gal discount codes, you can shop your favorite pieces for way less by simply entering one of our promotional codes (of your choice) at the checkout. From delivery offers, to promo deals, we keep ‘em coming, so you always have the offer you...
Search topic
Nasty Gal - We exist for the “girl in progress”.
Look iconic, without the hassle— using Nasty Gal discount codes, you can shop your favorite pieces for way less by simply entering one of our promotional codes (of your choice) at the checkout. From delivery offers, to promo deals, we keep ‘em coming, so you always have the offer you...