Want to hear MY ... of ... fraud? I'll tell you anyway. ... fraud is when an HMO sells you a policy at an ... rate and then finds all manner of ways to ... your pur Want to hear MY definitions of "insurance fraud? I'll tell you anyway. Insurance fraud is when an HMO sells you a policy at an exorbitant rate and then finds all manner of ways to frustrate your pursuit of benefits. Insurance fraud is when an HMO impedes access to procedures and specialists by requiring further "review" or "investigation. Insurance fraud is when an HMO denies coverage for pre-existing conditions. Insurance fraud is when, to demolish any chance one might have of effectively communicating requests or complaints, an HMO deliberately hires morons to staff its customer service department. Finally, insurance fraud is when an HMO not only plays these games but also joins with other HMOs to mount lobbying and advertising campaigns against the development of alternative health insurance systems. A subversive I may be, but I've never been of the militant variety. When the SDS was blowing up banks in the early '70s, I was expressing my displeasure with the establishment by intentionally omitting zip codesTHAT'LL jam their gears! And, however grudgingly, Ive come over time to accept capitalism as a permanent reality. A given. But this managed care business, which is to say, capitalism of a blatantly predatory stripe, is making me ponder actions way off my normal spectrum. Im finding it increasingly difficult, that is, to sit still for a category of capitalism in which people demonstrably unqualified to participate in a free market systemwho get much too giddy when they use it routinely commit what amount to acts of violence against their customers. (Jesus. Messing as they do with other people's very lives, you have to wonder how these HMO creeps were brought up, what kind of parents they had.) Of course, much as I'd like to respond with actual violence I could never dispatch each and every HMO administrator to his local ICU all by myself. I'd need help, and on a broad scale. But the prospect of getting such help is dim. The vast majority of us, after all, are reluctant to so much as question, let alone rise against, even the ugliest manifestations of a broader system that promises every American a piece of the serious actionand this despite how false that promise is for all but a relatively few, or how destructive may be the indignities our belief in it obliges us to suffer. Most of us remain willfully stupid in this regard (which in another context is one of the reasons the Enron dirt bags who truncated their employees' futures are still alive). Indeed, even most of the 45 million Americans who go without insurance because they can't afford the premiums oppose the alternative of not-for-profit system. It apparently hasn't occurred to them that there'd be no significant risk to capitalism in this solution. We've already got "socialized" institutions in this countrypolice and fire departments, for examplethat hardly infringe on our freedom to take advantage of one another. A few more would still leave us with plenty of opportunities to ripoff our fellow man. (And speaking of a not-for-profit health care system, does anyone seriously think that dealing with a government bureaucracy would somehow be more brutal than dealing with Aetna, Prudential or Oxford?) So whats left to do when revolt is no more in the offing than government intervention is? Unfortunately, beyond fantasizing that our growing population of serial killers (folks whove made it clear that accumulating money isnt their first priority) will develop a sense of civic responsibility to go with their skills and proclivity, I havent come up with much. Certainly nothing that would yield more than the smallest of rewards at the price of considerable personal sacrifice. Im speaking of getting sick a lot; using, you know, the hell out of my policy. By constantly contracting illnesses that require frequent doctor visits, extended hospitalization and enormous quantities of pharmaceuticals, Id have the satisfaction of at least putting a dent in an HMO's profits. Yeah, I know, but I like the pharmaceuticals part and it WOULD be a step up from omitting zip codes. Source: Free Articles from ArticlesFactory.com .
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A review of Idmobile.com
Idmobile.com offers both pay-as-you-go and contract plans. Pay-as-you-go plans are ideal for customers who don't want to be tied down to a long-term contract, and they can purchase bundles of data, minutes, and texts as and when they need them.
Idmobile.com offers both pay-as-you-go and contract plans. Pay-as-you-go plans are ideal for customers who don't want to be tied down to a long-term contract, and they can purchase bundles of data, minutes, and texts as and when they need them.
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The Covid-19 has caused the school and universities to shut down around the world creating a major issue in Learning and Education. As this virus spreads through the interaction and if social distanci... The Covid-19 has caused the school and universities to shut down around the world creating a major...
Why its Important to Manage Your Holiday Calendars?
A printable calendar 2021 is a prominent online platform where you download printable calendars of your choice. These calendars can be customized as per our client requirement with photo, text, logo, or any other image. If you are thinking of planning a dream vacation tour with family and kids but...
Flannel sleepwear is without a doubt one of the most popular ladies sleepwear styles. But do you have any idea what it is exactly? What it is made of? Flannel sleepwear is just one of the many ladies sleepwear styles that are popular today. But do you have any idea...
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For example, most restaurants-especially national franchises have their own website and and allows you to sign up as a member to their website and you get emails that alert you about special deals going on at their restaurant. Source: Free Articles from ArticlesFactory.com
We hear our dentist say Dental Implants and we shiver in fear. This is always due to not understanding the procedure. Once you discover the truth about things such as Technological advances, Procedures required, Time needed for it all and the stunning realistically looking results you will change your mind...
By Anthony Ricigliano - News And Advice by Anthony Ricigliano -- The study of coins, also known as numismatics, has its origins going back to the first exchange of the metal discs for the purpose of commerce. While still hotly debated, its likely that the first coin was minted circa...
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Choosing Full Bras
These days, there is a great variety of brassiere alternatives. Great styles include everything from full bras and minimizer bras to push up bras and demi cup bras, the choice goes on and on! It can be awe-inspiring trying to determine the different bra styles. The essential thing to bear...